Lately, more and more companies are cutting Vision Insurance from their benefits packages, viewing it as an unnecessary expense. But with healthcare costs rising and insurance benefits becoming more costly, this could not be further from the truth.
If your company does not offer a Vision insurance plan, you may want to strongly consider acquiring an individual plan for you and your family. A recent national survey found that 11 million Americans live with uncorrected vision problems and vision disorders are the second most prevalent health condition in the United States. Your eyes play a large role in your overall health. In fact, 80% of the brain is associated with vision in some capacity. A healthy brain requires healthy eye sight.
Clearly, the importance of securing Vision Care coverage is more important than one might ever imagine, but unfortunately, vision is something that we often take for granted. What would happen if our ability to see was suddenly lost? Maintaining your eyesight and keeping up with preventative maintenance is imperative to your well-being and it’s up to you to do what you can to protect it.
Vision care insurance is designed to cover routine eye health expenses such as eye exams, contact lens fittings, contact lenses, eyeglass expenses, frames, and may even provide discounts on LASIK procedures. The plan may cover the cost of these items in full, up to a preset limit, or may require the policyholder to pay a flat fee or percentage of the expense. Vision care insurance is, by nature, fairly inexpensive. Eye diseases and nonelective surgery will generally be covered by your existing Health insurance.
At Michael Suhany Insurance, we can help you select the most appropriate plan, keeping your budget in mind!